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Downtown Raleigh, NC: Examining concessions and credits for January 2026.

Published on Sunday, January 11, 2026
Tom Ballman
eXp Realty
Focus areas include Apex, Cary, Downtown Raleigh, Durham, Franklin County, Franklinton, Granville County, Hillsborough, Raleigh, Rolesville, Wake County, Wake Forest, Youngsville and Zebulon, along with surrounding towns, communities and neighborhoods.
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January 2026 in Downtown Raleigh, NC, Downtown R is providing buyers and sellers with new strategies to close deals. For many, concessions and credits are a key part of today’s agreements, making this market even more dynamic for everyone involved.

Have you reviewed the latest closing trends? Let’s see how these numbers reset expectations for buyers, sellers, and downsizers alike.

Key Numbers on Concessions: Downtown Raleigh, NC, Downtown R January 2026

Average concessions and credits now reach $4,280 across transactions, a sign that negotiation is alive and well. This incentive offers buyers a helpful cushion when facing upfront expenses or closing costs. Sellers, too, gain by keeping offers appealing and transactions smooth. For those in the market for affordable homes in Downtown Raleigh, NC, Downtown R this January 2026, these credits often mark the difference between stretching and security.

Sellers remain competitive: more than 18 percent of listings are adjusting price, proving that flexibility wins out. The median list price at $598,000 and a median days on market of 27 keep expectations realistic while keeping pace lively for both sides. Condo inventory stays high at 62 percent, continuing to give buyers and downsizers more choices tailored to urban living. Is it a good time to buy in Downtown Raleigh, NC, Downtown R? Nuanced numbers like these mean opportunities for all sides in January 2026.

Buyer and Seller Wins with Closing Credits

Cash transactions, now making up 38 percent of purchases, highlight that multiple paths to closing are active this month. Whether you’re making a move with financing or equity, tracing current concession trends is critical. Tom Ballman works with you to track every angle and maximize available value in Downtown Raleigh, NC, Downtown R.

  • Look for closing credits and price reductions to align better with your budget goals.
  • Be mindful of days on market numbers to pace your search or pricing strategy.
  • Viable offers can include creative adjustments to terms and timing.

Rental Lease Credits and Market Nuances

While aggregate rental concessions data is limited, renters can still benefit by tracking days on market and property amenities. One-bedroom units typically list at $1,725, while premium leases reach up to $2,530, both moving fast with eight days on market being the median. Let Tom Ballman help you work through every variable for downtown’s winter market.

Tour Smarter, Offer Stronger

Work directly with Tom Ballman to align budget, search alerts, and offer strategy for Downtown Raleigh, NC, Downtown R. Understand exactly how January 2026 trends can move your budget further.

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Final Checks: Closing Out January 2026 Smartly

Stay alert to price shifts and closing credits all winter in Downtown Raleigh, NC, Downtown R. Tom Ballman brings detail oriented attention so your next contract matches your financial plan and timeline. For both new and experienced buyers and sellers, January’s data points the way toward intelligent, mutually beneficial agreements.

  • Cash and creative terms drive faster closes.
  • Sellers who use credits draw wider attention from buyers.
  • Expert tracking of concessions makes every side more competitive.
Tom Ballman
Written by Tom Ballman
eXp Realty
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