North Judson, IN is experiencing dynamic shifts in its real estate landscape as January 2026 unfolds. With a median sale price at $180,000 and inventory holding steady around 27 active listings, buyers and sellers alike are asking: is it a good time to buy in North Judson, IN?
For those watching market movement, the local area has seen a notable closed sales increase of 11 percent month over month, reflecting sustained buyer activity and confidence. The average home is selling in 47 days, reinforcing the need for both speed and preparation among all parties. These details highlight not just market activity but offer crucial insight into what strategies may work best for different types of clients in North Judson, IN.
What does this mean for those seeking affordable homes in North Judson, IN this January 2026? The average price per square foot now sits at $118, creating transparent benchmarks for comparison and negotiation. With a list-to-sale price ratio of 97.3 percent, sellers are typically securing nearly all of their asking price, but 28 percent of listings required a reduction before selling, revealing pockets of negotiation opportunity for savvy buyers.
Key Market Drivers in North Judson, IN
Low months of supply, calculated at 2.4, represents a market slightly favoring sellers while still enabling buyers to find suitable options. This matters because months of supply under 6 often mean sellers retain more leverage. While the region’s inventory count hasn’t changed month over month, new listings have dipped 8 percent year over year, creating a tighter selection for buyers and signaling possible competition in several segments.
The market's robust activity is further buoyed by properties under $150,000 selling in less than 32 days. This characteristic quick turnover is crucial for both investors and entry-level buyers considering their timing and offer strategy. If you are exploring how to sell your house fast in North Judson, IN, these absorption trends are strong evidence to price competitively from day one.
Impact for Buyers This January 2026
North Judson, IN buyers should be aware of the current 6.85 percent average mortgage rate. This directly affects purchasing power, potentially narrowing down target homes but also providing sellers with prequalified, committed buyers. Furthermore, detached homes represent 83 percent of available listings, so most options will appeal to those preferring traditional single-family structures.
Seller Advantages and Tactics
With most homes closing within 2.7 percent of list price, sellers maintain solid negotiating positions. Still, the fact that over a quarter of listings needed price reductions emphasizes why professional pricing guidance is critical. Price it right and stage for a swift sale in North Judson, IN to maximize returns and minimize market duration.
- Median home price: $180,000
- Average days on market: 47
- Active listings: 27
- List-to-sale ratio: 97.3 percent
- Months of supply: 2.4
- Price per square foot: $118
- Mortgage rate average: 6.85 percent
January 2026 Trends: Planning and Perspective
Market watchers will notice fewer new listings this month. For homeowners, this means potential demand for well presented, move in ready homes. For buyers, especially those targeting specific features or budgets, it reinforces the need for preparation and agility. Concessions, such as the average $1,200 per transaction, play a role in final negotiations, while the prevalence of detached homes may shape buyer priorities. Lindsay Phelan recommends monitoring inventory daily for the latest opportunities.
Plan With Confidence This January 2026
Get a clear plan from Lindsay Phelan based on real activity in North Judson, IN this January 2026. With current local stats, you can decide if listing, buying, or strategically holding this month aligns best with your goals.
Rental Market at a Glance
The rental sector provides only individual listing data for January 2026, with two bedroom units offered between $900 and $1,100. Listings can lease quickly, so renters should act promptly and discuss requirements with local professionals as aggregate rental statistics are not yet available for North Judson, IN.
Looking Ahead in North Judson, IN
Expect ongoing competition for affordable homes in North Judson, IN this January 2026 as inventory remains modest but steady. Whether you are aiming to buy, sell, or understand current values, January’s trends present a road map grounded in up to date information and local insight from Lindsay Phelan. In summary, this is an ideal time to engage your real estate plan with clarity in North Judson, IN.
