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Greenburgh, NY January 2026 Market Update: Key Trends for Sellers and Buyers Alike

Published on Monday, January 5, 2026
Luis Fernandez
eXp Realty
Focus areas include Greenburgh, Mamaroneck, Mount Vernon, New Rochelle, Ossining, Peekskill, Port Chester, White Plains, Yonkers and Yorktown Heights, along with surrounding towns, communities and neighborhoods.
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How is the Greenburgh, NY market shaping up as January 2026 begins? The latest real estate numbers reveal a landscape that is both dynamic and balanced, offering meaningful opportunities for home sellers and buyers. Anyone considering a move should take note of the strong median sale price, quick home turnover, and a measured uptick in inventory, all underpinned by the unique tempo of this town in New York.

Greenburgh, NY is showing 109 active residential listings as of January 2026. For sellers, this means your property will compete in a moderate field, but the inventory remains controlled, preventing oversupply. This supply balance is an important signal for pricing strategy. The median sale price for all residential homes stands at $685,000, which is significant because it marks a 4.9 percent increase year-over-year and 1.2 percent climb from the previous month. Why does this matter for buyers and sellers? It shows the upward pressure on values and can help set realistic expectations for negotiations or offers.

Are you wondering if it is a good time to buy in Greenburgh, NY? With 45 new residential listings hitting the market this month, buyers have a broader selection than twelve months ago. Yet, with only 3.1 months of absorption rate, competition remains steady. This pace indicates that inventory is turning over at a balanced rate, preventing long-term stagnation but not overwhelming buyers with choices.

Inventory, Pricing, and Why It Matters in Greenburgh, NY

For January 2026, active inventory is partitioned into 72 single-family homes and 37 condos or co-op options. A strategic approach to buying or selling in Greenburgh, NY involves understanding this split. Price consciousness is also key: single-family homes command a median sale price of $752,000, while condos and co-ops show a more accessible median of $432,000.

The median days on market for homes that closed in January 2026 dropped sharply to 29 compared to last year's 35. This shorter window is a crucial fact for both sellers and buyers, signaling a need for swift decision-making and well-prepared listings. Properties are not sitting long, so agents should coach their clients to be ready with documentation, lending preapprovals, and clear priorities.

For clients focusing on affordable homes in Greenburgh, NY this January 2026, keeping an eye on monthly HOA fees can also aid the evaluation. Fees for attached homes typically range from $322 to $618, depending on amenities, which plays a substantial role in total cost of ownership for buyers weighing their options.

January 2026: Absorption Rate and Market Tempo

The Greenburgh, NY market sits at an absorption rate of 3.1 months. This figure answers the constant local question: 'is it a good time to buy in Greenburgh, NY?' Since the market is balanced, neither buyers nor sellers are in an extreme position, but each transaction should be guided by urgency. The absorption rate supports fair, data-backed negotiations.

Median sale price performance—from $685,000 overall to $752,000 for single-family—reflects value growth. Buyers can leverage this information for timing and offer calibration, while sellers can list with realistic and aspirational pricing grounded in real trends.

List-to-Sale Ratio and Pricing Dynamics

Sellers benefit from a list-to-sale ratio of 99.2 percent this January, making competitive pricing even more vital. Properties are closing close to their asking price, and informed sellers should use this metric as a reference point to resist unnecessary concessions.

A deeper look at contract activity shows 38 homes are currently under contract. Why does this matter? It signals continued buyer confidence and movement, which in turn reflects well on both prospective buyers and those thinking about how to sell your house fast in Greenburgh, NY.

Market Options and New Listings

The appearance of 45 new listings this month—up from 39 last year—means fresh options for buyers evaluating whether now is the right moment to get into the market. Explore listings and trends in Greenburgh, NY to strategize your first move.

  • 109 active listings builds moderate competition
  • $685,000 median sale price, setting value expectations
  • 3.1 months absorption—balanced, not overheated
  • HOA range: $322 to $618 for attached homes
  • 29 days median on market—speed remains a factor

Map Your Move in Greenburgh, NY

Speak with Luis Fernandez about timing, pricing, and neighborhoods that fit your goals this January 2026. For real success in today's market, get a plan tailored to you.

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Rental Activity and Agent Guidance

While rentals are not a primary driver in January 2026, three residential leases entered the database this month, with asking rates between $2,295 and $4,100. Since aggregate rental statistics are unavailable, use the details from each listing when guiding clients.

If your clients seek more value from these January 2026 updates, Luis Fernandez is your resource for understanding Greenburgh, NY's evolving market landscape. Market trends for Greenburgh, NY buyers and sellers empower timely and informed decisions.

January 2026 delivers a balanced market that welcomes both buyers and sellers. The data-driven approach gives every client leverage, and with the right guidance and up to date analysis, your next real estate decision will be grounded in confidence. Do not miss out on this chance to shape your future in a thriving community.

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