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Exploring January 2026: Current Housing Inventory in White Plains, NY

Published on Tuesday, January 6, 2026
Luis Fernandez
eXp Realty
Focus areas include Greenburgh, Mamaroneck, Mount Vernon, New Rochelle, Ossining, Peekskill, Port Chester, White Plains, Yonkers and Yorktown Heights, along with surrounding towns, communities and neighborhoods.
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With January 2026 unveiling new momentum, White Plains, NY sees inventory levels that shape the market experience for everyone involved. Active conversations are unfolding about whether increased listings are tipping the balance for buyers and sellers this month. Current housing options in White Plains, NY reveal trends that guide how agents approach both listing and buying negotiations.

As this winter market grows, understanding inventory is central for affordable homes in White Plains, NY this January 2026. The starting inventory of 92 properties increased to 98 by month's end, a subtle but significant move that is setting the stage for spring. Inventory insights in White Plains, NY allow agents to educate clients on when and how to act for the best results.

Inventory Changes and What They Mean for January 2026

The rise to 98 available properties represents increased selection but also intensifies competition for standout listings. With average days on market reported at 42, the pace of transactions still supports sellers seeking efficient closings. Inventory growth can sometimes signal increased leverage for buyers, who have more time to evaluate choices.

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Even with a bump in listings to 47 for the period, the absorption rate remains strong because closed sales reached 39 in January 2026. This equips agents to inform sellers about how to sell your house fast in White Plains, NY: price it in alignment with the active competition and focus on move-in readiness for maximum interest. The strong list-to-sale price ratio of 97.5 percent also suggests that realistic pricing still wins, limiting the gap between list and final sale numbers.

Segmenting the White Plains, NY Market This Month

Not all inventory acts the same. Single-family homes dominate higher price points, averaging $765,000, but see longer sales cycles with 49 days on market. Condominiums, with an average at $545,000, draw quick attention, reflecting a preference for convenience and lower maintenance among many January buyers.

Affordable Homes and Competition

For affordable homes in White Plains, NY this January 2026, the interplay between condos, co-ops, and townhomes creates pathways for a variety of buyers. Eight co-op sales averaged $340,000 and highlight entry options for those seeking quality and access at moderate prices.

Why January 2026 Inventory Dynamics Matter

It is a good time to buy in White Plains, NY when buyer-side inventory choices are balanced by seller motivation. Agents should emphasize broader selection and flexible timing alongside guidance about realistic offers. Explore real estate options in White Plains, NY to uncover the best fit for your clients.

  • 48 new homes broaden January selection
  • Resilient median sale price signals stability for sellers
  • Inventory trends highlight timing advantages for both buyers and sellers

Looking Ahead for White Plains, NY

Whether representing buyers or sellers, agents can use evolving inventory in January 2026 to calibrate pricing, staging, and timing. White Plains, NY housing inventory positions you for smarter listing launches and more attractive buyer tours, ultimately fueling better market outcomes backed by real data.

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