Understanding HOA fees is a must for anyone considering a home purchase in Scottsdale, AZ during January 2026. Whether you are a first-time buyer or seasoned seller, monthly association costs play a big role in total affordability and market dynamics this month. Integrating these numbers into your listings and offers helps unlock smart decisions in every neighborhood.
HOA dues affect budget and strategy for buyers while adding value and predictability for sellers. Keeping a close watch on averages and fluctuations enables both sides to plan clearly—and it answers a core question: is it a good time to buy in Scottsdale, AZ?
January 2026 HOA Fee Highlights in Scottsdale, AZ
For three-bedroom homes, the average HOA fee is $250 per month. In the luxury sector, assessments can be notably higher, covering enhanced amenities, security, and exclusive features in select communities. The median sales price for Scottsdale, AZ stands at $875,000, with inventory expanding to 1,450 listings. These numeric comparisons help buyers balance monthly costs and long-term value, while guiding sellers on positioning for maximum appeal in January 2026.
List-to-sale ratios hold at 96.5 percent—sellers who factor HOA into their pricing often see smoother, quicker closings. New listings rose to 510, and 28 percent of sellers offered credits to help offset closing expenses, including HOA costs, for savvy buyers seeking affordable homes in Scottsdale, AZ this January 2026. Mortgage rates at 6.34 percent remain critical for monthly cost calculations.
- Average HOA fee: $250/month for a three-bedroom
- Median sale price: $875,000
- Active inventory: 1,450
- List-to-sale ratio: 96.5 percent
- 28 percent of sellers offering credits
Weighing the Impact of HOA on Your Choice
In January 2026, buyers need to compare association fees across neighborhoods relative to offered services and amenities. Sellers can proactively disclose HOA details, making their listings stand out to those who value transparency and cost predictability. For anyone researching how to sell your house fast in Scottsdale, AZ, marketing the HOA’s strengths can make the difference.
From Questions to Keys in Scottsdale, AZ
Set up a call with Jeff Setlow to review HOA costs and how they fit your budget in January 2026. Every detail counts for a confident home purchase or sale in Scottsdale, AZ.
Sellers: Make HOA Work for Your Listing
Highlighting transparent and consistent HOA dues helps sellers differentiate their listings. For buyers, clear HOA information connects monthly costs and long-term investment decisions. Jeff Setlow brings a detailed eye to these elements, offering in-depth support for January 2026 buyers and sellers in Scottsdale, AZ.
Summary: HOA and Home Choices Aligned
HOA fee and home choice guidance in Scottsdale, AZ from Jeff Setlow unlocks new opportunities on budget and comfort for every transaction this month.
