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Buying in Monticello, IN this January 2026? See Newest Supply Numbers

Published on Sunday, January 11, 2026
Nicki Barnett
RE/MAX Executives
Focus areas include Chesterton, Crown Point, De Motte, Hebron, Hobart, Kouts, Monticello, Portage, Valparaiso and Wheatfield, along with surrounding towns, communities and neighborhoods.
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As the calendar turns to January 2026, opportunity is expanding for buyers in the Monticello, IN market. Are you looking for the best time to buy? The latest numbers show buyers now have more homes and styles to choose from than at the start of last year.

By tracking active inventory trends in Monticello, IN, you can see that the number of active listings has increased to 84 compared with 72 a year ago. This market shift adds variety at every price point, including affordable homes in Monticello, IN this January 2026 for first-time buyers and those looking for new options.

Monticello, IN January 2026 Buyer Data At a Glance

The market’s median sales price stands at $212,500, while listings are averaging a median price of $219,900—showing healthy negotiation room for prepared buyers. Is it a good time to buy in Monticello, IN? The increased inventory and 49 days median on market suggest so. Competition remains brisk, especially for listings under $200,000, moving in a median of 31 days. Quick moves and informed offers are making a difference.

Sellers are closing most deals at 97 percent of asking, so buyers should set expectations accordingly. A list-to-sale ratio of this strength means competitive, realistic bids are rewarded in Monticello, IN this January 2026.

How to Leverage Supply in January 2026

Buyers should work closely with their agent, watching inventory week by week to identify the right property quickly. Using stats like price per square foot—$143 on average—helps set practical ranges for offers and negotiations throughout the month.

  • Active listings: 84 in January 2026
  • Median list price: $219,900
  • Median sales price: $212,500
  • Median days on market: 49
  • 97 percent list-to-sale price

Partner Smart with Local Expertise

agent led property search Monticello, IN empowers buyers to get a jump on new listings. If you are wondering how to sell your house fast in Monticello, IN or what steps matter for buyers, January’s active scene is a clear cue to stay ready, use every stat, and act with confidence.

Nicki Barnett on Buyer Preparation

In Monticello, IN, buyers working with Nicki Barnett benefit from personalized, local insights and fast-track search strategies. The window for affordable homes in Monticello, IN this January 2026 is open for those able to move quickly with data and readiness.

Price It Right, Move With Clarity

Get a clear plan from Nicki Barnett based on real activity in Monticello, IN this January 2026. Let’s fine-tune your search or listing for the best results—all backed by the latest numbers.

| See local insights

Ready for January’s Market?

Keep watch on emerging listings, and tap the power of local data as you buy or sell in Monticello, IN this January 2026.

Nicki Barnett
Written by Nicki Barnett
RE/MAX Executives
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