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January 2026 Market Report for Cedar Lake, IN

Published on Friday, January 2, 2026
Sue Puplava
RE/MAX Executives
Focus areas include Burns Harbor, Cedar Lake, Chesterton, Crown Point, Hebron, Highland, Hobart, Portage, Valparaiso and Winfield, along with surrounding towns, communities and neighborhoods.
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Have you wondered how January 2026 shaped the real estate scene in Cedar Lake, IN? The start of the year immediately set the tone, presenting unique patterns for buyers and sellers. With inventory measured at 1.9 months, the area saw a noteworthy shift — favoring sellers overall, yet still welcoming active buyers seeking realistic opportunities.

This month, 24 single-family homes closed along with 3 attached homes, signaling a robust transactional pace. Compared to last year, single-family sales dipped by 20 percent, a sign of tightening inventory, while attached properties maintained steady movement. The median sales price for single-family homes sat at $338,750, down 3.4 percent year over year, and attached homes showed a median of $203,000, up 1.2 percent from last January. These figures reveal the pulse of affordability and price stability as the year opens.

Key Market Trends in Cedar Lake, IN

Active listings at the close of January reached 51 for single-family residences and 7 for attached. This limited pool means buyers have options but must act swiftly. For sellers, this is confirmation that the right listing will attract attention, provided it's competitively priced for January 2026.

Pendings also tracked upward with 25 single-family and 4 attached properties awaiting close, suggesting a continuation of market activity into February. How does the pace relate to decision making? Median days on market for both property types was 18, but the average for single-family stretched to 45 — a sign some homes linger longer when not ideally priced or presented.

  • 1.9 months of supply: Critical for both buyers and sellers as a tight market often leads to competitive offers and quicker sales.
  • 24 closed single-family sales: Reveals sustained demand even in a lower-inventory climate.
  • $338,750 median single-family price: Guides buyers on affordability and helps sellers position their asking price.
  • Median 18 days on market: Properties that are move-in ready or smartly staged move quickly.
  • 97.6 percent list-to-sale ratio single-family: Sellers typically achieve close to their asking price, impacting negotiation strategies.

Pricing, New Listings, and Market Movement

The list-to-closed price ratio stood at 97.6 percent for single-family and 98.7 percent for attached homes. Why does this matter? Negotiation leeway is slim, and priced-right listings perform best. January brought 33 new single-family listings and 4 new attached, providing a fresh flow for those on the hunt for affordable homes in Cedar Lake, IN this January 2026.

If you are considering making a move, being informed about pricing trends and typical days on market is key. The price per square foot was $197 for single-family and $150 for attached — crucial numbers for those evaluating value and investment returns. Is it a good time to buy in Cedar Lake, IN? Trends suggest those who act quickly, stay within the current median range, and work with a local expert enjoy the strongest position in negotiations.

Leveraging January 2026 Data for Strategic Moves

For sellers, understanding how to sell your house fast in Cedar Lake, IN starts with competitive pricing, strong presentation, and awareness of active inventory. Pending sales and new listing volumes hint at steady momentum into the coming months.

Why does the January 2026 Cedar Lake, IN pricing trend matter? It helps shape expectations and readiness to move fast when the right property appears — or when deciding the best week to list. For buyers and sellers, a quick guide to Cedar Lake, IN homes ensures you stay updated on new opportunities.

What the Numbers Mean for Local Moves

The latest data signals a market where both price-conscious buyers and strategic sellers can succeed. Properties generally sold at just under list price, and while new listings bring hope to buyers, the limited months of supply indicate sellers remain in control. Tracking metrics closely gives you the ability to plan ahead, gaining a calm confidence in your next step.

  • Monitored days on market aid sellers in determining timing adjustments.
  • Medians and averages inform investors looking for value alignment.
  • Ratio metrics hint at how far offers can stray from list but rarely allow steep discounts.

Staying Ahead: Action Steps for January 2026

To make the most of January 2026's market, buyers should get pre-approved with flexibility in price ranges. Sellers, meanwhile, should spotlight move-in readiness and consider pricing within the median to minimize market time.

Plan With Confidence This January 2026

Speak with Sue Puplava about timing, pricing, and neighborhoods that fit your goals this January 2026. | See local insights

As a local agent, Sue Puplava brings deep insight and care to every conversation. With ongoing shifts, understanding current numbers, like days on market and negotiation ratios, will let you navigate this season with certainty. Cedar Lake, IN continues to invite those looking for value and smart strategy.

Sue Puplava
Written by Sue Puplava
RE/MAX Executives
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