The Phoenix, AZ market for January 2026 is defined by evolving offers—seller credits now mark 29 percent of all home sales, reflecting a trend where flexibility and negotiation lead to closings. Why is this significant? Credits directly help buyers lower closing costs or address initial upgrades, while sellers can move listings faster in a competitive space. Both parties stand to benefit when incentives align with market conditions.
With 15,200 active listings and a median sale price of $418,000, the market’s active features empower negotiations and better matches for all. Seller credits in Phoenix, AZ January 2026 become essential, especially as days on market stretch to 47 and price reductions touch 38 percent of inventory. More opportunity is paired with a need for offers that stand out as buyers compare options.
How Seller Credits Steer Success in January 2026
Competitive credits fuel success for sellers and make entry easier for buyers. With the market absorption rate holding at 3.1 months, both sides have space for negotiation. Median concession amounts sit at $4,200, so examining seller flexibility can be the key for buyers searching for affordable homes in Phoenix, AZ this January 2026.
Price It Right, Move With Clarity
Use current trends with Jeff Setlow in January 2026 to plan, price, and negotiate for best results in the Phoenix, AZ market. Seller credits can get your deal to the finish line.
Seller Credits: A Key to Competitive Offers
Sellers who offer credits gain a wider pool of buyers and quicker closes, while buyers can focus spending on customization or essentials after moving in. Looking to sell your house fast in Phoenix, AZ? Employing the right credit amount is a proven strategy in January’s landscape.
Is It a Good Time to Buy in Phoenix, AZ?
Yes—balanced supply, steady pricing, and credits in nearly a third of transactions together make this month attractive to both buyers and sellers. Each incentive and credit granted helps keep the Phoenix, AZ market humming this winter season.
How to Navigate Seller Credits in January 2026
Knowing how to ask for, offer, or leverage seller credits often means the difference between a smooth sale and an extended listing. For the best market timing and negotiation in Phoenix, trust Jeff Setlow’s local expertise all through January 2026.
- Seller credits: 29 percent of transactions
- Median sale price: $418,000
- Median concession: $4,200
- Active listings: 15,200
- Median days on market: 47
Seller Credits: Closing Deals in January 2026
This January, work with professionals like Jeff Setlow to unlock the full advantage of seller credits and bring your Phoenix, AZ deal to a confident close.
