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Buyer Focus: Clifton Park, NY’s January 2026 Real Estate

Published on Monday, January 5, 2026
Jessica Hurta
eXp Realty
Focus areas include Altamont, Ballston Spa, Clifton Park, Colonie, Glenville, Guilderland, Niskayuna, Saratoga Springs, Slingerlands and Voorheesville, along with surrounding towns, communities and neighborhoods.
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What does January 2026 bring for home buyers in Clifton Park, NY? This month unveils fresh inventory and evolving demand, making it a hot topic for anyone considering a move. Buyers have more to choose from thanks to recent trends—are you ready to discover the most active price points in town?

Inventory and New Listing Highlights

Buyers now have 62 active listings to browse, with 42 new homes joining the market—a gain of 8 percent over last year. This broader selection is an edge worth noting. Still, with a median sale price at $455,000 and significant action in the $400,000 to $600,000 band, smart shoppers must know how to move fast and negotiate expertly. Are you searching for affordable homes in Clifton Park, NY this January 2026? Inventory trends support decisive action.

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Mortgage Rates and Buyer Leverage

The current 30-year fixed mortgage rate is 6.45 percent, a crucial factor for budget planning and qualification. Buyers benefit from homes averaging 28 days on market and a list to sale ratio of 98.2 percent—most properties fetch close to list. Inventory and absorption rates (1.8 months) favor those who stay ready and informed. Looking for guidance on how to sell your house fast in Clifton Park, NY? Buyer demand requires agility and well-timed offers.

Rental Snapshot and Alternatives

With only three reported rentals priced from $1,800 to $2,350, rentals remain a scarce resource. Renters should act promptly and review their strategy in light of limited availability. Whether you are buying now or considering renting, let January’s numbers guide your choices in Clifton Park, NY’s property market.

Navigating Buy-Side Opportunities in January 2026

  • Active listings: 62
  • New listings this month: 42
  • Median sale price: $455,000
  • Avg. days on market: 28
  • Homes sold in $400K-$600K band: 22
  • Absorption rate: 1.8 months
  • Avg. mortgage rate: 6.45 percent

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